Top Ideas for Engagement Rings for $20000

Here is our guide for understanding how to shop for engagement rings for $20000. There is, of course, a huge choice of engagement ring styles and prices in today’s digital marketplace. Understanding the market will help you make an informed purchase.

A $20,000 price tag on an engagement ring puts it above the average and above many people’s equivalent of two months’ salary. However, it also means that there is still plenty of choices available. If you are able to put a $20,000 budget on your engagement ring choice, then here are some ideas.

Engagement Rings for $20,000 Budget

English Vintage Style Engagement Ring

Price $23,000

This unique ring has an elegance that makes it very special indeed. The center old European cut diamond is 2.09 ct, K color, and VS1 clarity. On the shoulders are pear-cut diamonds, each weighing  0.78ct.

The bezel setting is yellow gold, with a complete shank and an open gallery supporting the main three-stone setting. The end result is both stunning and very different.

Cartier Engagement Ring

Price $22,000

This genuine Cartier estate engagement ring is not technically a solitaire ring due to the diamonds set into the shoulders of the band. The center diamond is 1.14 ct, F color, and VS1 clarity. The 0.75 ct of diamonds on the shoulders brings the total to 1.89 ct.

By being prong set, the diamond is allowed to look as good as it possibly can, and creates a rare and incredible engagement ring from one of the world’s most renowned jewelers.

Lagos Ring

Price $21,000

The Lagos Ring is the perfect combination of delicate design and a huge visual presence. Around the 2.16 ct I color, VS1 clarity old European cut center diamond is a floral cluster of old mine cut diamonds.

The lovely, feminine filigree in the gallery gives an overall look that captures the best of both the Edwardian and art nouveau periods.

Connecticut Ring

Price $21,000

The Connecticut Ring is a unique Art Deco era creation. The vintage center diamond is dated to c.1930 and is 2.01 ct, I color and VS1 clarity. It is perfectly framed by French cut sapphires, which provide huge contrast in both color and style.

With smaller diamonds on the shoulders and magnificent open filigree in the under gallery, the Connecticut Ring is the perfect example of art deco.

A marvelous engagement ring for $20000.

Hendon Ring

The price is $22,000

The Hendon ring features an incredibly lively old European cut diamond weighing approximately 2.65 ct. At J color and VS2 clarity, this is a rare and spectacular antique diamond engagement ring. The diamond is c.1925 and is in handcrafted platinum with lots of fine milgrain. The milgrain extends onto the shoulders where there are other, smaller diamonds in a double band arrangement.

The gallery showcases openwork filigree and has further milgrain-set diamonds in a bow arrangement. The overall effect is bold yet, at the same time, incredibly feminine.

Kent Ring

Price $18,000

Contrast is very popular in diamond engagement rings, and nothing provides more contrast to any diamond than black onyx. The center diamond is a very rare, GIA-certified, French cut diamond weighing 1.80 ct and of J color and SI2 clarity. A halo of buffed onyx surrounds the center stone, maintaining the bright appearance beyond the confines of the diamond. Further old mine diamonds create a second halo that has geometric onyx inserts.

The entire look of the Kent Ring is very art deco, right down to the triple wire shank.

Rare Art Deco Ring

Price $21,000

This amazing art deco ring is as rare as it is spectacular. Inside a double halo of old mine cut diamonds is a very lively 1.98 ct antique cushion cut diamond of I color and VS1 clarity. Further marquise diamonds adorn the shoulders in a natural motif which offers a nod to art nouveau in its design.

The gallery contains lovely open filigree work leading down to a double-wire shank. Such rings come along so infrequently that this is a truly unique engagement ring.

Montmartre Ring

Price $18,000

With the craving for the whitest diamond possible in an engagement ring, it can be easy to forget how stunning fancy yellow diamonds are. The Montmartre Ring reminds us in no uncertain detail with its fabulous 1.01 ct center diamond with its octagonal halo of old mine cut diamonds and milgrain. The smaller diamonds and milgrain run down the shoulders.

The handcrafted, shallow under gallery is platinum. One of our favorite choices for engagement rings for $20,000.

Octagon Halo Ring

Price $22,000

This incredible art deco-inspired ring has been handcrafted using the same tools that would have been used when the diamond was first produced c.1920. The level of craftsmanship is such that it is one of the finest rings of its kind available. The old European cut diamond is 2.30 ct, J color, and VS2 clarity, and is in an octagonal bezel topped with milgrain.

There is a further octagonal halo of smaller diamonds, with an open filigree gallery and a triple wire shank. Despite the large size of the center diamond and the additional halo, this ring remains incredibly delicate in appearance.

This ring is a little over $20,000, but the price is close enough to be within the category.

Asscher Cut Ring

Price $19,500

Asscher cut diamonds have a certain presence that lifts them into the spectacular. This diamond ring is no exception. The 1.80 ct diamond is H color and VVS2 clarity and is GIA certified. It is set into an octagonal bezel surrounded by a halo of smaller, brilliant-cut diamonds.

Five further diamonds run down each shoulder, and the gallery has fine filigree work to complete this stunning engagement ring.

Estate Diamond and Sapphire Ring

Price $26,000

With an antique old European cut diamond at its heart, little else is needed to create a spectacular engagement ring. But, with the added pavé of calibre-cut sapphires surrounding it, this amazing ring becomes truly special. Three smaller diamonds are set on each shoulder, and all are supported by incredible filigree work.

The diamond itself is 2.82 carats, and was originally cut over 100 years ago. The ring is a breathtaking example of a sympathetic and carefully thought-out setting for a large diamond.

Floral Engagement Ring

Price $18,000

With elements of both art deco and art nouveau, this ring has a total of 2.16 ct of diamonds and 0.30 ct of sapphire. The center old European cut diamond is 1.66 ct. J color and VS1 clarity, and is dated c.1920. The pavé contains a total of twenty-one sapphires, with a further twenty-one diamonds making up the outer halo.

Exquisite milgrain adds to the intricacy of the setting, and the lovely filigree in the gallery leads the eye directly to the triple wire shank.

Colmenar Ring

Price $23,000

The Colmenar Ring is a true representation of Edwardian Jewelry, very little of which has survived until the present day. With a 2.35 ct, K color, VS1 clarity diamond at the center, and twenty smaller diamonds in the mounting, this is a highly unusual ring.

The handmade platinum setting provides a high position for the diamond and has excellent filigree work in the gallery. The gallery itself also has small diamonds set in a butterfly motif typical of Edwardian jewelry.

Bollon Ring

Price $19,800

When viewed from the top, the Bollon Ring couldn’t be inspired by anything other than by art deco. With a stunning 2.40 ct antique diamond, an L color and VS2 clarity, and smaller diamonds at each corner, little else is needed. However, the addition of onyx and emerald accents on the shoulders makes this a very striking and unusual ring.

The gallery has fine open filigree work that is studded with other small diamonds. The setting is entirely handcrafted from platinum.

A gorgeous engagement ring for $20000.

Howell Ring

Price $14,800

The Howell Ring has a very unusual mounting, which presents the 1.62 ct, I color, VS1 clarity center diamond as though atop a royal crown. Prong-set in platinum, the diamond is GIA certified.

Smaller diamonds around the crown mounting, on the shoulders, and under the gallery under the shank create a very delicate and feminine engagement ring.

More Engagement Rings for $20000

Here are some more engagement rings within the price bracket of $20k.

Things to Remember When Buying an Engagement Ring

As well as always having your budget in mind, don’t be afraid to look around a little to see what’s on offer. This doesn’t mean you shouldn’t buy from your favorite jeweler, but having an idea of what you like will be very helpful. By telling your jeweler what you want, he will have more of an idea of what to show you that will be appropriate.

Don’t be afraid to be bold. The days of a solitaire ring being the start and end of engagement rings are long gone. Color contrasts are incredibly popular, and the modern convention for an anything-goes approach to style means that nothing is off-limits.

If you are buying online, know your ring size. This isn’t as complicated a procedure as it once was.

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